An affordable solution for your home.

Having trouble making necessary improvements to your home? We offer an affordable solution for some of your biggest home projects.

The benefits of smart financing

Flexible rate options to fit your budget.
Fast and easy application process.

You do not have to be an Alabama Power customer to apply for Smart Financing.

Alabama Power has been a trusted name and company since 1906. Smart Financing was designed to keep your financial information secure.

How it works

  • 1
    Customer completes the digital financing application.
  • 2
    If you qualify, you will be presented with your rate options.
  • 3
    Sign all loan documents electronically – copies will be emailed to you.
  • 4
    We will complete the project, and you can relax.

Frequently Asked Questions

A minimum of $2,000 to a maximum of $25,000.

Residential homeowners in the state of Alabama.

Yes, but the primary applicant must be the homeowner.

No, but you must own the home and the address for the project you are requesting financing for must be in the state of Alabama. If you’re not an Alabama Power customer but the project address is within the state, we will set up an account for your convenience, solely designated for your project. You will receive bills from this account.

Heating & Cooling

  • Heat Pump
  • Geothermal Dual Fuel
  • A/C with Gas Furnace

    Energy Efficiency Improvements
  • Insulation
  • Crawlspace
  • Encapsulation
  • Windows/Doors
  • Attic Ventilation
  • Sun Protection Products
  • Roofing

    Electrical
  • Smart Home/Security
  • Equipment
  • Electric Vehicle
  • Charging Installation
  • Electrical Panel Upgrade

    Plumbing
  • Electric Hot Water Heaters (Replacement or Conversion)
  • Tank
  • Tankless
  • Heat Pump
  • Super Insulated
  • Well Pumps

    Air Quality
  • Humidity Control
  • Air Cleaners
  • Duct Cleaning

    Generators
  • Natural Gas
  • Diesel
  • Propane

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